Currently, our family's health insurance program has enacted a 2-tiered system (negotiated through the employer who provides it of course).
To keep the premium and coverage at the current level you must participate in a wellness program. To start the transition we were asked to complete detailed and highly intrusive questionnaires. Then we had to take a few "online courses" on nutrition, followed by a test and assessment (I eat "too much meat" and need to "cut my fat intake" significantly).
We also had to purchase a physical exam for the bargain price of a copay.
Due to our age we will soon be required to have regular coloscopies and mammograms, and probably other "routine screenings," as well as physically attend some kind of certified wellness program class that will be held at work, like "How to Lower Your Cholesterol" or "Yoga For Beginners."
If we don't want to participate in the wellness program we will have to pay many thousands of dollars more per year to maintain our health insurance coverage. Once the program transitions to the point of radiating us to prevent cancer and raping us with plastic tubes we will have to explore our options.
I don't know what the solution is, to be honest. So many people are like children who expect some benevolent mother-agency to care for their bodies. They demand it, in fact.
I didn't answer all the questions honestly because I was afraid that it would provide grounds to deny coverage later on - for example, if I have a heart attack the insurance company could say I ate too much fat and therefore they will only cover a certain % of my treatment or demand other things from me such as prescribed foods.
Yet, living in a civilized nation with a hefty tax burden I don't feel that I should be without some support if I have a car accident. The difference between reasonable care for trauma / disease and lifestyle illness has disappeared into a marketing plan.
